![]() New York State and Local Police and Fire Retirement System – These plans come in 20- and 25-year variations, with benefits increasing the longer you’re part of the system. Overview of New York’s Retirement Systems – Must have been hired on or after and make at least $75,000 annually – All unrepresented employees of New York State public employers New York State Voluntary Defined Contribution Plan (VDC) – Certain employees contracted by in-state community colleges – Full-time employees of the MC-13, United University Professions (UUP) and other eligible groups – Part-time and substitute teachers at participating employers ![]() – Teachers, guidance counselors, teaching assistants and administrators employed full-time in a New York State public school district, eligible charter school or Boards of Cooperative Educational Services (BOCES) New York State Teachers’ Retirement System (NYSTRS) – Full- and part-time employees of the Civil Service Employees Association (CSEA), the NY State Correctional Officers and Police Benevolent Association (NYSCOPBA), the NYS Public Employees Federation (PEF) and Management/Confidential-Classified (MC) New York State and Local Employees’ Retirement System (ERS) – Eligible state and local Police officers ![]() New York State and Local Police and Fire Retirement System (PFRS) Your “tier” determines where you fall within the hierarchy of these plans. You’ll receive varying levels of death benefits, loans, accidental disability benefits for injuries and vesting long-term benefits. While pensions and money for retirement are the main reasons that certain individuals become public employees, there are many other benefits to belonging to one of New York’s retirement systems.
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